In our line of work, we spend a lot of time discussing the concept of risk. Personal finance and risk are almost synonymous with each other. Risk tolerance assessment questionnaires, risk mitigation with insurance coverages, the risk that you’re not saving enough…you get the picture.

April Fools! Oh my, what a tradition. It’s the one day a year we all have a weak excuse to orchestrate simple-minded jokes without facing the full recourse of our actions. But why do we celebrate this shallow holiday? Maybe it’s human nature, and we were always searching for justification for our distasteful actions. The exact origins of April Fools’ Day…

Stevie Nicks wrote the great song Landslide in Aspen, Colorado in 1973. She was struggling with a very difficult decision in front of her on whether or not it was time for her to go back to school or to continue on in a toxic relationship with Lindsey Buckingham and their dream of becoming successful musicians. She was 27 years old…

Just when it seemed like the world couldn’t get any more unpredictable, it did! Both the end of 2020 and the beginning of 2021 have given me a sustained aneurysm, not to mention the fact that I’m about to be a father! I know what you’re thinking: In this time? In this economy?! As I try to wrap my head around it, both professionally…

My goodness, what a year! 2020, amiright?

The only thing I’m more sick of than the actual year of 2020 is having to hear about what an awful year it was.

Every year, right around now, the majority of us make pacts with ourselves to make us “better” (whatever that means)…

As December begins, COVID cases are reaching new highs. Many Americans struggle to find work and plan their financial future. Whether you or your loved ones have dealt with health or financial issues, 2020 has been a tough year for almost everyone. Without minimizing the dire impact the pandemic has had, perhaps it has shown us what makes…

This election, at least in my lifetime, has created more anger and anxiety than any other I can remember. It’s more than enough to last a generation, and I’m certain that my kids will never forget it as they move toward the age where they can actually vote. Normally, I hate the hyperbole that comes with headlines and news story…

Will investors be tricked this year for Halloween or will they receive a stock market treat? Many are not optimistic after watching the political developments that unfolded earlier this week. Yes, the horror stories got off to an early start as America witnessed one of the most unprofessional debates in history. My wife is a school psychologist…

What’s next?

It’s such an innocent question, and one we ask our friends, family, and co-workers all of the time. But the person we ask this question of the most is ourselves.

I started my career in finance in 1999. I was a fresh graduate out of the University of Colorado’s school of business, the mutual fund/securities industry was booming in the Denver area, and I (as well as all of my classmates) were looking for entry-level opportunities to work as customer service reps at Janus, Oppenheimer Funds, Burger….

June has arrived and people in Denver are getting ready for a week of 90-degree temperatures. The ongoing coronavirus pandemic has now claimed over 103,000 lives, but that has not stopped all but 12 states from reopening. Looking at the pictures of a pool party at the Lake of the Ozarks, it seems like people have forgotten…

How’s everyone holding up out there?

Hard to believe, but today is May 1st. There has been but one thing on everyone’s mind for what feels like the entire year, and not much progress has been made toward a resolution.

In a stark contrast to the investment returns of 2018, 2019 flew out of the gate and never looked back. In 2019, it was difficult to find an asset class that did not perform well. Baron Rothschild once said, “Buy when there's blood in the streets, even if the blood is your own.” There was blood in the streets heading into 2019. Global…

We hope you were able to take some time off last week to think about what you have in your life to be thankful for while you enjoy some time with your family, food with your friends, and discounted shopping on Friday. It is easy to not appreciate the small things in life and take things for granted. Being grateful for what you have may lead to…