Preparing for the Cost of College and Understanding the FAFSA
Getting nervous about paying for your kid’s college?
On Tuesday night, October 22nd, Jeff hosted a webcast talking about all the important items in preparing for the cost of sending your kids on to higher education.
Concerned about the FAFSA? Jeff gives you the details of what to expect and how your EFC (Expected Family…
NWP Monthly Digest | November 2019
We’ve had an interesting end to the month of October here in Denver. This week saw record levels of snow for the month and buried us in for a few days. That’s right…SNOW DAYS! And just in time for Halloween!
For any of you that grew up in a part of the country that was likely to receive large amounts of snow fall from time…
Our Random Thoughts for October
The leaves are changing, cold weather is rolling in and there is no shortage of interesting things to observe in October. At Noble Wealth Partners, we are observing the provocative developments in the world of finance. Below, you will see some of our findings…..
NWP Monthly Digest | October 2019
Welcome to the ghastly month of October where another year brings developments to haunt investors. Similar to 2018, there are plenty of reasons to feel apprehensive while the stock market sits near all-time highs. Most concerning - the Denver Broncos are off to their worst start since 1999. That is enough to scare me but what…
Who Would Win the Fight Between a Bull Market and a Bear Market Today?
Most economists know forecasting the timing of a recession is a fool’s errand. I knew this in 2017 when I told clients I expected the stock market to climb higher until our next recession which may occur in the first quarter of 2020. Would I end up feeling foolish if my assertions did not hold true? Of course not. A lot can change in three years…
NWP Monthly Digest | September 2019
t’s September already. Here at the Noble Wealth Partners Global Headquarters, we’ve feverishly examined every calendar we can get our hands on because it seems so crazy to us, too. But alas, it’s true. So let’s get started before fall comes knocking…
Charlatan | char·la·tan | noun
The NWP Monthly Digest | August 2019
The summer appears to be wrapping up in unison with the global economic expansion. For the investment world, August brings waning economic growth into sharp focus and geopolitical issues we have been listening to in the late…
Does the Fed Have the Tool-Set to Achieve Its Dual-Mandate?
With all the talk of the fed cutting interest rates in the news recently, and with the historically low employment numbers I decided to ask the question, can the Federal Reserve achieve the other half of their dual-mandate and…
The Core Issue of Financial Success (or lack thereof)
The most common phrases I hear when chatting with people about my firm and what I do for a living is some variation of the following...
"Sorry Jeff. I don't have any wealth for you to manage!"
“Financial planning, huh. Do you help people with budgeting? I hate budgeting. I don’t even want to talk about budgeting.”
Finally - an Easy Way to Find out If Your Financial Advisor Is Acting in Your Best Interest
For years, I have unsuccessfully attempted to explain to clients the difference between a fiduciary and a typical advisor. A fiduciary must always act in your best interest and is legally bound to do so. On June 5, the Securities and Exchange Commission passed a set of regulations to improve the transparency behind what advisors are…
Implications of the Comments From the IMF
Today, IMF Managing Director Christine Lagarde shared her thoughts on the global economy during the United States 2019 Article IV Press Conference. For those not aware, the IMF is the International Monetary Fund which is an…
Continuing Your Education -- What is an ETF?
As with many things in finance, there is simple layer of information that most investors should understand, and a decidedly more complex set of details that sit below the surface. The goal of today's Continuing Your Education, as always, is to simplify and summarize what is the most important.
Winter is Here
After a long hiatus, the final season of the HBO series, Game of Thrones airs tonight! The exuberance of those waiting for the final season now resembles the excitement of stock market investors digesting the prospect of the Fed cutting interest rates. There are a lot of moving parts and important characters to follow in this final season.
What Keeps Me up at Night?
We often ask our clients, “What keeps you up at night?” I often wonder if our clients are curious what keeps us up at night? I would suspect they would think it is a recession, political risk, or some variation of those two. Last night, I…
How’d the market do today?
Once people know you’re in the investment business, this is the question you hear the most from friends, family, and acquaintances in social situations…and they’re generally looking for how the Dow Jones Industrial Average did and they usually want that number in points, not percentages.
Did Your Life Insurance Policy Kill Your Financial Plan?
Is permanent life insurance (also known as whole life insurance) the protection you need? Many of us have heard the sales pitch, “You’re young, if you buy life insurance now it is cheap. If you wait, it is expensive. You can take…
The Stock Market's 2018 Rope-A-Dope
If Muhammad Ali was an investment strategist, he may have said, “An investor that views the stock market in 2018 as they did in 2017 has wasted thirty years of market data.” At Noble Wealth Partners, do we view 2019 as we did in 2018?
Did Your Advisor Put a Debt-Bomb in Your Portfolio?
In late 2016, I joined a financial advisory practice located inside a high-rise building in the heart of the Denver Tech Center. Within my first few months I found out the top clients of the practice had allocated an imprudent amount of their wealth to different BDC (Business Development Companies) vehicles. These vehicles were born from yield-
A Randemic Impacting Millions
Today, we are facing a retirement savings pandemic - a “Randemic.” But why? You work, you save, you retire. Simple….right? Well - not exactly. To save for our retirement, we have to fight the urge to spend our money as we earn it, and defer the enjoyment of our hard-earned money in hopes that our
The 8th Wonder of the World
It’s been said to have been called “The 8th Wonder of the World” by Albert Einstein. When asked what the greatest invention in human history was, Einstein supposedly said “Compound Interest” and that it was the “most powerful force in the universe”. To paraphrase part of this infamous (if unverified) quote by Einstein, “He who understands it, earns it, he who doesn’t, pays it.”
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