Client Resources

Let’s start with the headline news.  Trump instituted tariffs over the weekend on Mexico, Canada, and China, sparking a colossal global trade war the likes of which haven’t been seen in over 100 years.

And there is good reason that we haven’t seen actions like this in a long time: they don’t have a positive effect on the economy. 

Does anyone else remember the Matthew McConaughey Lincoln commercials, littered with pithy one-liners? I, for one, will never forget this marketing campaign. For those who haven't seen these precious gems, I'd describe them as a blend of a luxury car commercial, a famous actor, and the movie Fear and Loathing in Las Vegas.

Gratitude is a super food.  This time of year, giving thanks for the wonderful lives we lead and the food on our table is generally commonplace, but I’m here to tell you that all of the healthy eating in the world pales in comparison to waking up every morning (and not just on the last Thursday of November) and truthfully feeling gratitude for what you have.

Noble Wealth Partners turned 6 years old last week, celebrating our birthday on September 24th.  It has been an incredible ride, with plenty of ups and a lot of downs along the way.  Thankfully, more ups than downs.  Starting a business is no easy task, but it is unbelievably rewarding.

Last month, U.S. school classrooms started to fill up. It may have been the first time children born in a post-COVID world have set foot in a classroom. They will also witness an all-but-certain cut in rates by the Federal Reserve this month.

I was fortunate to experience the bittersweet milestone of sending our oldest to school...

have a secret for you. Successful investing doesn’t require you to beat the stock market.

Does that make sense? When we invest money for our clients, the goal is NEVER to simply beat the market. I’m sure that may sound counterintuitive to most, but it’s an endeavor that is nearly impossible. More importantly, it’s not necessary.

Summer is here and it’s a hot one! As of June 27th in Denver, we have already seen 14 days where it has been 90° or warmer, and there will likely be two more before the end of the month, making that a whopping 16 days of 90° temperatures or more when the average during the month of June is only 8 days. The Celtics were red hot…

As corny as it sounds, real investing is like collecting stamps (or baseball cards, or whiskey, or fine art). Just keep buying a lot of the things that are cool, unique, and valuable and hang on to them. Buying a stock is simply buying into a profitable (hopefully) business. You are becoming a part owner of that business, no matter how small the unit of measurement.

Saying goodbye to April shouldn't be difficult this year after yesterday's downbeat session in the stock market. This was the first month of negative returns for the stock market since October of last year. The stock market slump may come as a surprise as markets digested stronger-than-expected corporate earnings from the first quarter.

Spend less money then you make (or have) and you will have no problems. I often joke with clients that 90% of personal finance is spending less money or making more of it, a line I’ve stolen from my writing hero, Morgan Housel. Cash flow management, or budgeting, is the blocking and tackling of personal finance. Without it, you will…

2023 was a year that defied expectations, showcasing the unpredictable nature of financial markets and the power of innovation in technology. Who would have expected the US stock market to rise 25% last year? Especially while navigating through aggressive monetary policy and the failure of some prominent banks in the spring.

Spend less money then you make (or have) and you will have no problems. I often joke with clients that 90% of personal finance is spending less money or making more of it, a line I’ve stolen from my writing hero, Morgan Housel. Cash flow management, or budgeting, is the blocking and tackling of personal finance. Without it, you will accomplish absolutely nothing at best. At worst, you will go bankrupt.

As we bid farewell to the memorable moments of 2023 and step into the promising year of 2024, we at Noble Wealth Partners extend our heartfelt gratitude to all our clients who have been the keystones in the fulfilling journey to serve. We’d also like to express a special thank you to those who voted and crowned us as the Best Wealth Management Company…

Charlie Munger died this week.  He was 99 years old and just a little over a month away from the big 100.  He had planned a huge party for New Year’s Eve, his birthday happily landing on January 1st.  Sadly, that party will never come.

Some of you likely have no idea who Charlie Munger was. 

Welcome to November, and it certainly feels like it here in Denver. Last weekend, we felt winter's chill as temperatures plummeted, mirroring the recent drops in the stock market and bond prices. Artificial intelligence prospects had been a source of investor enthusiasm for much of the year but October was another spooky month for many of those names…

Everyone is unhappy again.  No surprise, I suppose.  This is the world we live in.  Last year, it was inflation.  This year, not coincidentally, it’s interest rates. The medicine, unfortunately, can sometimes cause just as many problems as the ailment.

Something as big and complex as the United States…

Last month, I hit a significant milestone: the big 4-0. Often portrayed as a pivotal moment in one's life—a juncture where hard-earned wisdom meets fresh opportunities. This milestone prompted me to reflect on my triumphs, failures, desires, and the critical life lessons I've amassed. So, am I proud of the person staring back at me in the mirror?

I love spending time with my father-in-law for a lot of reasons, not the least of which being his generosity with his time, knowledge, and wisdom.  In my conversations with him this week (in between him taking care of all the boats and the new fishermen in the family), he reminded me of one incredibly important fact with regards to personal finance…

As we commemorate Independence Day, it is important to reflect on the struggles, sacrifices, and unity that were instrumental in securing our nation's freedom. Additionally, let us delve into the profound significance of one of the oldest financial instruments still in use today: bonds. Bonds, also known as “debt,” or “fixed income” investments…

As of this writing, the White House and Congress have come to an agreement to lift the debt ceiling until 2025, which will be the 78th time it has been lifted since enacted in 1960. Congress has approved the new bill, ironically called the Fiscal Responsibility Act…

May is an eventful month on Wall Street, with the release of first-quarter earnings reports and a Federal Reserve meeting scheduled for tomorrow. Investors are anticipating a 25 basis point rate hike as the Core PCE Index, the Fed's preferred inflation gauge, was recently reported at 4.6% - well above the Fed's target of 2%.

We spend a lot of time in this space and with our clients describing the concept of “risk.” Nevertheless, it needs to be revisited constantly.

A few weeks ago, the financial world seemed to be unraveling faster than an old sweater. Silicon Valley Bank (SIVB)...

2022 was an unprecedented year for the stock and bond markets, and nobody expected an easy 2023 to follow. The dichotomy between the market fundamentals and the economic data is enough to make anyone reevaluate their investment strategy. When was the last time you took a second look at your portfolio?  

The technology sector is going through another reset. I think we can officially call 2022 the end of the second era of the modern technology boom, the first being the internet/dotcom hysteria that ended at the turn of the century, the second was the movement into social media and the “everyone gets their 15 minutes of fame” era.

Stocks closed out 2022 with a whimper, as major indexes suffered their worst year since 2008. Is Santa real? The stock market doesn’t seem to think so. The infamous “Santa Claus Rally” never came, but that didn’t stop the Arctic temperatures from freezing Denver. On December 22nd, Denver temperatures were the coldest it has been since 1990.

I started my career in 1999 in the finance industry in Denver. As a young man in the early part of the 2000s, I would proudly tell everyone in the older generation how easy their lives were because it was sooooo much easier (it least in my mind) for them to buy a house and start a family than it was going to be for me.