Last week, I went through the bedtime routine with my youngest son and asked him to pick out one last book. As always, he picked The Lorax. I offered him several new books to choose from instead. He thought about it for a few seconds and said, “No, I want The Lorax.”

After three straight years of double-digit gains in the stock market, there's a weird moment that happens right about now.

You look back and think, "I handled that." I made good decisions. I stayed invested. I kept my spending in check.

As my family prepares for a night of trick-or-treating, I find myself wondering what scares me most as an investor this year. The key theme I keep coming back to is the financial media…